Managing Debts

Steps to Managing your Debts

1. Know who and how much you owe.

2. Pay your bills on time each month.

3. Create a monthly bill payment calendar.

4. Make at least the minimum payment.

5. Decide which debts to pay off first.

6. Use an emergency fund to fall back on.

7. Use a monthly budget to plan your expenses.

8. Recognise the signs that you need help.